Actuals next to budget on every line
Revenue, COGS, gross profit, each opex line and EBITDA come in from your accounting data with the plan number sitting right beside each one. No second tab, no pasted export to keep in sync.
Reporting
Break down your P&L line by line, actuals against budget, with the variance on every row
CX Cash builds your income statement from connected accounting data, sets each line beside its plan number, and shows the dollar and percent variance so you can see what drove the month.
CX Cash
P&L · May 2026 vs budget
▲ +4.1% vs planGross margin
72.4%
Revenue
$1.84M
EBITDA
$312K
Net new vs budget
+$71K
| Line | Actual | Budget | Var $ | Var % |
|---|---|---|---|---|
| Revenue | $1.84M | $1.77M | +$71K | +4.0% |
| COGS | ($508K) | ($491K) | ($17K) | +3.5% |
| Gross profit | $1.33M | $1.28M | +$54K | +4.2% |
| Sales & marketing | ($486K) | ($512K) | +$26K | -5.1% |
| R&D | ($371K) | ($358K) | ($13K) | +3.6% |
| G&A | ($164K) | ($171K) | +$7K | -4.1% |
| EBITDA | $312K | $238K | +$74K | +31.1% |
Your P&L tells you the result but not the reason
The number lands at month-end and gross margin is down two points. Now someone exports the income statement, pastes it next to the budget in a separate tab, types out the variance column by hand, and chases which line caused it. By the time that's stitched together it's the day before the board call, and you're explaining a miss you only just found instead of one you saw coming.
What you can do
Variance in dollars and percent
Each row carries both the dollar gap and the percent gap against budget, so a small percent on a big line and a big percent on a small line both show up for what they are.
Gross margin read at a glance
Gross margin sits at the top and updates as the underlying revenue and COGS land, so you catch a slip the day it happens instead of two weeks later.
Drill from the summary into the detail
Open any line that moved and trace it to the accounts and transactions behind it, so you walk in knowing the cause and not just the number.
Per line
actual, budget and variance
$ and %
variance on every row
Live
updates as the books close
Onboard in three steps
- 01
Connect your accounting
Link QuickBooks or Xero and your budget. CX Cash maps your chart of accounts to the standard P&L lines, with nothing to re-key each month.
- 02
Read the statement
Your live P&L lands with actuals, budget and the variance on every row, and gross margin and EBITDA called out up top.
- 03
Chase the variance
Click into any line that's off plan, see the accounts driving it, and have your answer ready before the question comes.
Early access
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Questions
Which accounting systems can I connect? +
QuickBooks and Xero connect directly, and CX Cash maps your chart of accounts to the standard P&L lines so revenue, COGS, gross profit, opex and EBITDA all land in the right place.
Where does the budget column come from? +
From the budget you load into CX Cash. Each P&L line is set beside its plan figure for the same period, so the variance is a true actual-versus-plan comparison and not a guess.
Can I see why a line moved, not just that it did? +
Yes. Click any line that's off budget and CX Cash shows the accounts and transactions underneath it, so you can trace a gross margin slip or an opex overrun to its source.
How current is the P&L? +
It refreshes as your books close, so the statement on screen reflects what's actually been booked rather than where things stood the last time someone rebuilt the spreadsheet.
Can I compare more than one period? +
Yes. Alongside actual versus budget, you can read the line month over month to see whether a variance is a one-off or a trend that's been building.