Cash Flow Forecasting & Projections
9 Cash Flow Forecasting Software Tools for Small Business
Nine cash flow forecasting software tools for small business, priced from vendor pages and judged on how each one dates invoices paid late.
Cash Flow Forecasting & Projections
From the 13-week forecast to driver-based projections. See your runway before it arrives.
A cash flow forecast dates money in and out, so it shows the week cash runs low before the bank balance does. These guides cover the methods, the 13-week rolling forecast lenders and boards ask for, and how billing terms and payment habits move the dates.
Start with the overview, then build the weekly forecast, then refine the inputs.
Where to start
- 01 Cash Flow Forecasting: Three Horizons and a Test for Each The three forecasting horizons, the main methods and how to test a forecast against a simple benchmark.
- 02 How a 13-Week Cash Flow Forecast Finds the Lowest Week The weekly forecast that finds the lowest-cash week, including how to date receipts payer by payer.
- 03 How to Build SaaS Cash Flow Projections From Billing Terms Projecting SaaS cash from billing terms and contract timing rather than last year's totals.
- 04 Direct vs Indirect Cash Flow in Reporting and Forecasting When to forecast receipts and payments directly, and when to start from profit.
- 05 What the Cash Conversion Cycle Counts and Who Funds the Days How many days of operations a company funds itself, and who funds the rest.
All 6 articles
Cash Flow Forecasting & Projections
How to Build SaaS Cash Flow Projections From Billing Terms
Cash flow projections for SaaS should start from a few operating drivers, contract terms first, because billing and payment terms decide when the cash arrives.
Cash Flow Forecasting & Projections
What the Cash Conversion Cycle Counts and Who Funds the Days
The cash conversion cycle counts the days cash is tied up. Company 10-Ks show what matters more: whether customers, suppliers or banks fund those days.
Cash Flow Forecasting & Projections
Direct vs Indirect Cash Flow in Reporting and Forecasting
Direct vs indirect cash flow: in a cash flow statement both methods reach the same number; in a forecast they diverge, and the evidence favours direct.
Cash Flow Forecasting & Projections
Cash Flow Forecasting: Three Horizons and a Test for Each
Cash flow forecasting at 13-week, 12-month and multi-year horizons: the method for each, which techniques beat a naive forecast, and how to score yours.
Cash Flow Forecasting & Projections
How a 13-Week Cash Flow Forecast Finds the Lowest Week
A 13-week cash flow forecast runs the legal test of solvency a week at a time. Why weekly, why 13 weeks, how to date receipts by payer, and what lenders test.